Solely Monetary Advisor? All people right this moment appears Matt Linklater to be providing mutual fund funding recommendation to everyone else. My advice for clients remain consistent in this space; there are areas of opportunity all over the world from Sub-Saharan Africa, through the Americas, Australasia, and Europe, and the first piece of farmland funding recommendation: make investments only in countries by which you might have a good understanding of the legal and political framework beneath which you can be buying.
Many people don't take the steps they need to to handle their finances as a result of they're too busy or too unsure about what to do. Working with a monetary advisor means another person can deal with what you don't have time for and make sure your cash is being deployed in the best way.
I often see Advisors with large goals, however no smaller goals designed to guide up to the bigger targets. When I started out in monetary planning, I used to be a single mom of two young kids. Solely by understanding your needs, goals, timeframes, tolerance for danger and former investment expertise are they in a position to make any appropriate suggestions.